Wyoming Administrative Code Agency 044 - Insurance Dept

Here’s a clear and organized overview of the Wyoming Administrative Code – Agency 044 (Insurance Department), structured by sub-agency and key chapters:

🏛️ Sub-Agency 0001 – Insurance Agents Examiners, Board of

Governs licensing and conduct of insurance agents and examiners:

Chapter 1–6:

Licensing procedures and eligibility

Examination requirements for agents

Board membership, meetings, amendments and effective date rules (law.cornell.edu, wyoleg.gov)

📘 Sub-Agency 0002 – General Agency, Board or Commission Rules

Covers broad regulatory areas across insurance lines. Key chapters include:

Chapter 1 – Authority: Explains rulemaking authority under Wyoming Statutes (regulations.justia.com)

Chapter 2 – Funeral Contract Trust Funds

Chapter 3 – Controlled Business by Title Insurers/Agents

Chapter 4 – Third-Party Administrators

Chapter 6 – Counter-signature Records (repealed)

Chapter 7–8 – Proxy Statements & Solicitation Rules

Chapter 9 – Unfair Discrimination: Blindness

Chapter 10 – Coordination of Benefits

Chapter 11 – Filings for Property, Casualty, Surety, Marine & Transportation Policies (regulations.justia.com)

Chapter 12 – Replacement of Life Insurance Policies & Annuities (casetext.com)

Chapter 13 – Health Maintenance Organizations

Chapter 14 – Cancellation/Non-renewal of Auto Liability Policies

Chapter 15 – Risk Retention Groups

Chapter 16 – Insurance Company Appointments of Producers

Chapter 17 – Mortality Tables

Chapter 18 – Insurance Consultants Regulation

Chapter 19 – Aftermarket Auto Parts

Chapter 20 – Continuing Education for Agents

Chapter 21 – Accident & Sickness Insurance Advertising

Chapter 22 – Closed Blocks of Business

Chapter 23 – Uninsured Motorist Endorsements

Chapter 24 – Private Passenger Liability Policies

Chapter 25 – Information Practices (Privacy)

Chapter 26 – Homeowners’ Roof Damage Claim Adjustment Rules

Chapter 27 – Variable Contracts (repealed)

Chapter 28 – Perpetual Care Cemetery Trust Funds

Chapter 29 – Managing General Agents Regulation

Chapter 30 – Physical Damage Claims Adjustment (Vehicles)

Chapter 31 – Policy Fee–Premium Regulation

Chapter 32 – Contested Case Rules & Procedures

Chapter 33 – Unfair Trade Practices Regulation

Chapter 34 – Cancer Insurance Regulation (pricing, advertising, coverage limits) (regulations.justia.com, regulations.justia.com, insurance.ks.gov, uphelp.org)

Chapter 35 – Medicare Supplement Insurance

Chapter 36 – Fraternal Benefit Societies (repealed)

Chapter 37 – Long-term Care Insurance

Chapter 38 – Premium Allocation for Tax Purposes

Chapter 39 – Replacement Cost vs. Actual Cash Value Disclosure

Chapter 40 – Universal Life Insurance

Chapter 41 – Wyoming Health Insurance Pool Coverage Requirements

Chapter 43 – Life & Health Insurance Guaranty Association Notices

Chapter 45 – Insurance Holding Company System

Chapter 46 – Premium Trust Accounts

Chapter 47 – Annual Statement Filing Requirements

Chapter 48 – Valuation of Securities & Investments

Chapter 49 – Small Employer Health Insurance Availability

Chapter 50 – Reinsurance Credit

Chapter 51 – Uniform Health Claim Forms

Chapter 52 – Credit Life & Disability Insurance

Chapter 53 – Actuarial Opinions & Memoranda

Chapter 54–55 – Consumer Financial & Health Information Privacy Standards (regulations.justia.com, casetext.com)

Chapter 57 – Custodial Agreements & Clearing Corporations

Chapter 58–59 – Adoption of NAIC Mortality Tables for Reserves

✅ Why These Rules Matter

Licensing & oversight: Ensure agents and firms meet fairness and competence standards.

Consumer protection: Cover unfair trade practices, privacy safeguards, policy disclosures, and claim handling norms.

Financial stability: Mandate trust accounts, valuation standards, reinsurance rules, and annual filings.

Specialized regulation: Address niche areas like cancer insurance, aftermarket parts, cemetery trusts, and HMO operations.

 

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