Wyoming Administrative Code Agency 044 - Insurance Dept
Here’s a clear and organized overview of the Wyoming Administrative Code – Agency 044 (Insurance Department), structured by sub-agency and key chapters:
🏛️ Sub-Agency 0001 – Insurance Agents Examiners, Board of
Governs licensing and conduct of insurance agents and examiners:
Chapter 1–6:
Licensing procedures and eligibility
Examination requirements for agents
Board membership, meetings, amendments and effective date rules (law.cornell.edu, wyoleg.gov)
📘 Sub-Agency 0002 – General Agency, Board or Commission Rules
Covers broad regulatory areas across insurance lines. Key chapters include:
Chapter 1 – Authority: Explains rulemaking authority under Wyoming Statutes (regulations.justia.com)
Chapter 2 – Funeral Contract Trust Funds
Chapter 3 – Controlled Business by Title Insurers/Agents
Chapter 4 – Third-Party Administrators
Chapter 6 – Counter-signature Records (repealed)
Chapter 7–8 – Proxy Statements & Solicitation Rules
Chapter 9 – Unfair Discrimination: Blindness
Chapter 10 – Coordination of Benefits
Chapter 11 – Filings for Property, Casualty, Surety, Marine & Transportation Policies (regulations.justia.com)
Chapter 12 – Replacement of Life Insurance Policies & Annuities (casetext.com)
Chapter 13 – Health Maintenance Organizations
Chapter 14 – Cancellation/Non-renewal of Auto Liability Policies
Chapter 15 – Risk Retention Groups
Chapter 16 – Insurance Company Appointments of Producers
Chapter 17 – Mortality Tables
Chapter 18 – Insurance Consultants Regulation
Chapter 19 – Aftermarket Auto Parts
Chapter 20 – Continuing Education for Agents
Chapter 21 – Accident & Sickness Insurance Advertising
Chapter 22 – Closed Blocks of Business
Chapter 23 – Uninsured Motorist Endorsements
Chapter 24 – Private Passenger Liability Policies
Chapter 25 – Information Practices (Privacy)
Chapter 26 – Homeowners’ Roof Damage Claim Adjustment Rules
Chapter 27 – Variable Contracts (repealed)
Chapter 28 – Perpetual Care Cemetery Trust Funds
Chapter 29 – Managing General Agents Regulation
Chapter 30 – Physical Damage Claims Adjustment (Vehicles)
Chapter 31 – Policy Fee–Premium Regulation
Chapter 32 – Contested Case Rules & Procedures
Chapter 33 – Unfair Trade Practices Regulation
Chapter 34 – Cancer Insurance Regulation (pricing, advertising, coverage limits) (regulations.justia.com, regulations.justia.com, insurance.ks.gov, uphelp.org)
Chapter 35 – Medicare Supplement Insurance
Chapter 36 – Fraternal Benefit Societies (repealed)
Chapter 37 – Long-term Care Insurance
Chapter 38 – Premium Allocation for Tax Purposes
Chapter 39 – Replacement Cost vs. Actual Cash Value Disclosure
Chapter 40 – Universal Life Insurance
Chapter 41 – Wyoming Health Insurance Pool Coverage Requirements
Chapter 43 – Life & Health Insurance Guaranty Association Notices
Chapter 45 – Insurance Holding Company System
Chapter 46 – Premium Trust Accounts
Chapter 47 – Annual Statement Filing Requirements
Chapter 48 – Valuation of Securities & Investments
Chapter 49 – Small Employer Health Insurance Availability
Chapter 50 – Reinsurance Credit
Chapter 51 – Uniform Health Claim Forms
Chapter 52 – Credit Life & Disability Insurance
Chapter 53 – Actuarial Opinions & Memoranda
Chapter 54–55 – Consumer Financial & Health Information Privacy Standards (regulations.justia.com, casetext.com)
Chapter 57 – Custodial Agreements & Clearing Corporations
Chapter 58–59 – Adoption of NAIC Mortality Tables for Reserves
✅ Why These Rules Matter
Licensing & oversight: Ensure agents and firms meet fairness and competence standards.
Consumer protection: Cover unfair trade practices, privacy safeguards, policy disclosures, and claim handling norms.
Financial stability: Mandate trust accounts, valuation standards, reinsurance rules, and annual filings.
Specialized regulation: Address niche areas like cancer insurance, aftermarket parts, cemetery trusts, and HMO operations.
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