Nevada Administrative Code Chapter 287 - Programs for Public Employees
Here’s an organized overview of Nevada Administrative Code (NAC) Chapter 287 – Programs for Public Employees, which implements and governs the statutory provisions set out in NRS Chapter 287:
1. 🏥 Group Insurance for State & Local Employees
NAC 287 outlines the rules for state and local government participation in group insurance programs, including:
Eligibility & enrollment for employees, retirees, dependents, and surviving family members
Cost-sharing structures, aligning with the subsidy provisions of NRS 287.046—e.g., retirees receive comparable percentage support (law.cornell.edu)
Coordination guidelines for employees returning to service after retirement, including effective date rules (pebp.nv.gov)
These provisions support the Public Employees’ Benefits Program (PEBP) and local government insurance systems (pebp.nv.gov).
2. 💰 Deferred Compensation Plans (§ 287.700–.735)
NAC 287 details the administration of deferred compensation programs:
Program oversight by a board-established committee
Qualified deferral contributions and investment guidelines
Trust and custodial structures to ensure program assets are properly safeguarded
This mirrors NRS provisions allowing state and local employees to set aside pre-tax income for retirement (law.cornell.edu, nevada.public.law).
3. 🏠 Self-Insurance Health Plans (§ 287.750–.755)
For employers (particularly local agencies) opting for self-funded health plans:
Sets standards for plan administration, financial reserves, and compliance with NRS and state regulation (law.cornell.edu)
4. 🏦 Trust Fund for Local Retirement Benefits (§ 287.760–.792)
Establishes rules governing a trust fund that supports future retirement and welfare benefits for local government employees:
Fund management standards
Contribution procedures and disbursement mechanisms
Oversight and reporting requirements (law.cornell.edu)
✅ Summary Table
| NAC Section Range | Program Area |
|---|---|
| 287.100–.199 (approx.) | Group insurance for employees and retirees |
| 287.700–.735 | Deferred compensation plan administration |
| 287.750–.755 | Self-insured health plan governance |
| 287.760–.792 | Trust fund for local government retirements |
⚖️ Relationship with NRS
The statutes (NRS 287) define the authority, eligibility, and broad program structures (insurance, deferred compensation, trust funds).
The regulations (NAC 287) provide detailed implementation guidance—covering eligibility verification, cost allocation, effective dates, board procedures, plan and trust administration, and compliance standards.
RELATED Blog
0 comments