West Virginia Code of State Rules Agency 190 - Real Estate Appraiser Licensing And Certification Board
Here’s an updated overview of West Virginia Code of State Rules – Agency 190: Real Estate Appraiser Licensing & Certification Board, based on the latest official versions (current through March 21, 2025):
📋 Agency Structure & Rule Series
Agency 190 – Title 190 comprises five rule series governing licensing, certification, enforcement, and appraisal management companies (AMCs):
Series 190‑01: General rules—including board creation, definitions, licensing categories, fee collection, professional standards, penalties, and roster maintenance (law.cornell.edu)
Series 190‑02: Requirements for licensure & certification—education, experience standards (distinguishing complex vs. non‑complex appraisals), reciprocity, and temporary permits (appraiserboard.wv.gov)
Series 190‑03: Renewal of licensure or certification procedures (law.cornell.edu)
Series 190‑04: Investigative & hearing procedures—complaints, investigations, hearings, and disciplinary processes (apps.sos.wv.gov)
Series 190‑05: Registration & renewal of Appraisal Management Companies—requirements, bonding, fees, responsibilities, records, etc. (regulations.justia.com)
🔍 Key Provisions Highlights
1. Definitions (Series 190‑01 §190‑1‑2)
Defines terms such as “licensed residential appraiser,” “registrant” (nonresident appraiser temporarily in WV), and “independent appraisal service” (regulations.justia.com).
2. Licensure & Certification Requirements (Series 190‑02)
Experience: Applicants must meet minimum appraisal experience hours, with at least 50% in non-residential appraisals. They can log additional detailed hours for complex appraisals (law.cornell.edu).
Complex vs. Non‑Complex: Defines non‑complex appraisals (standard residential with active market and small adjustments) vs. complex appraisals (atypical properties or ownership) (appraiserboard.wv.gov).
3. Reciprocity & Temporary Permits (§190‑2‑8 & §190‑2‑9)
Reciprocity allows out-of-state appraisers to obtain WV licensing if their home state complies with Title XI (FIRREA/Dodd‑Frank) and has equal or higher standards. Applicants must be ≥18, of good moral character, and free from disqualifying convictions (law.cornell.edu).
Temporary permits may be issued recognizing out-of-state credentials as equivalent (casetext.com).
4. License Issuance & Renewal (§190‑2‑13 & Series 190‑03)
Initial licenses expire on September 30 following issuance; renew annually thereafter for periods from October 1 to September 30 (regulations.justia.com).
Upon issuance, the Board provides a license document and pocket card; appraisers must display license numbers on professional materials (regulations.justia.com).
5. AMC Regulation (Series 190‑05)
AMCs must register, post surety bonds, maintain records, pay fees, assume duties to timely compensate appraisers, and may operate under temporary authority (regulations.justia.com).
6. Enforcement & Hearings (Series 190‑04)
Sets forth procedures for complaints, investigations, administrative hearings, penalties, and public disciplinary actions (apps.sos.wv.gov).
🧾 Summary Table
Area
Highlights
Scope
Licensing, certification, enforcement, and AMC oversight
Definitions
Clear terms on appraisers, registrants, complex appraisals
Experience Requirements
Minimum hours, ≥50% non-residential, logging complex work
Reciprocity
Title XI compliance, character & criminal checks, temp permits
Licensing Cycle
Initial license ends Sept 30; renew Oct 1–Sept 30 annually
AMC Rules
Bonding, registration, recordkeeping, fee obligations
Discipline
Formal complaint, investigation, and hearing framework
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