Code of Maine Rules 02 - DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
Here’s an enhanced breakdown of the Code of Maine Rules (CMR) Title 02 – Department of Professional and Financial Regulation:
🏛️ Structure of Title 02 – DPR&F Regulation
Title 02 organizes its regulations into bureaus and boards, each responsible for professional licensing or financial oversight. The key divisions include:
02‑027 – Office of the Commissioner (general departmental rules)
02‑029 – Bureau of Financial Institutions
02‑030 – Bureau of Consumer Credit Protection
02‑031 – Bureau of Insurance
02‑032 – Office of Securities
02‑041 – Office of Professional and Occupational Regulation (OPOR)
Plus numerous specialized boards for professions like engineering (02‑322), medicine (02‑373), counseling (02‑514), and more (maine.gov, regulations.justia.com).
🔍 Highlights of Major Divisions
02-029 Bureau of Financial Institutions
Covers rules on capital standards, mortgage lending, advertising, trust companies, covered in chapters such as 128, 138, 139, etc. (maine.gov)
02-030 Bureau of Consumer Credit Protection
Addresses collection agencies, regulated lending, disclosures, licensing via NMLS, payday loans, credit services, fee setting (chapters 110, 300, 350, 700–715)
02-032 Office of Securities
Regulates broker-dealer/agent licensing, exemptions, internet disclosures (Chapter 504), among others (law.cornell.edu).
02-041 OPOR
Oversees licensing boards for dozens of professions (e.g., cosmetology, plumbing, massage, dietetics) (regulations.justia.com).
📌 Sample Specific Boards
02‑322: Professional Engineers – Covers licensure, ethics, PDH, board operations, fee schedules (regulations.justia.com).
02‑373: Board of Licensure in Medicine – Includes joint rules for physician assistants and physician credentialing (law.cornell.edu).
02‑514: Board of Counseling Professionals – Defines conditional licensure options (initial 2‑year term, renewable twice) (casetext.com).
📄 Accessing the Rules
The Maine Secretary of State’s Rulemaking portal provides official downloadable rule PDFs by division (e.g., 02‑029 through 02‑658) (maine.gov).
Justia’s “Code of Maine Rules” offers an indexed breakdown of Title 02 divisions and chapters (regulations.justia.com).
For in-depth chapter-level access, sites like Cornell’s LII or Casetext provide searchable text of specific sections (e.g., broker-dealer licensing, PA qualifications) .
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