North Dakota Administrative Code Title 92 - Workforce Safety and Insurance
Sure! Here’s a more detailed explanation of North Dakota Administrative Code (NDAC), Title 92 – Workforce Safety and Insurance:
What is Title 92 about?
Title 92 of the North Dakota Administrative Code governs the rules, regulations, and policies related to Workforce Safety and Insurance (WSI) in North Dakota. WSI is the state agency that administers workers’ compensation, safety programs, and related insurance benefits for employees and employers.
Key Areas Covered by Title 92:
Workers’ Compensation Insurance:
Rules for providing insurance coverage to employees who get injured or become ill due to work.
Requirements for employers to maintain coverage and report workplace injuries.
Procedures for filing claims and receiving benefits such as medical care, wage replacement, rehabilitation, and disability payments.
Claim Process & Adjudication:
Guidelines on how injured workers can submit claims.
The process WSI follows to review, approve, or deny claims.
Appeals process for disputes over claims or benefits.
Premiums & Employer Responsibilities:
How employer insurance premiums are calculated.
Employer duties like maintaining workplace safety, reporting injuries, and cooperating with investigations.
Penalties for non-compliance or fraud.
Safety Programs:
Standards and recommendations for workplace safety.
Safety training requirements or incentives to reduce accidents.
Rehabilitation and Return to Work:
Programs and services to help injured workers return to their jobs or find new employment.
Vocational rehabilitation services.
Administrative Procedures:
Rules on hearings, records, confidentiality, and administrative enforcement.
Why is this important?
Title 92 helps ensure:
Injured workers receive timely and fair compensation.
Employers understand their obligations and responsibilities.
Workplace safety improves to reduce injuries.
Disputes are resolved fairly and transparently.
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