Kentucky Administrative Regulations Title 789 - EDUCATION AND WORKFORCE DEVELOPMENT CABINET - KENTUCKY ASSISTIVE TECHNOLOGY LOAN CORPORATION
Here’s an overview of Title 789 – Education and Workforce Development Cabinet – Kentucky Assistive Technology Loan Corporation (KATLC):
📘 Scope of Title 789
Only Chapter 001 is currently in effect, establishing regulations for the Kentucky Assistive Technology Loan Corporation (KATLC)(apps.legislature.ky.gov).
🏦 789 KAR 1:010 – General Eligibility Criteria for Assistive Technology Loans
This regulation outlines requirements and procedures for providing low‑interest loans to qualified borrowers:
Purposes of Loans
Acquire essential assistive technology devices.
Cover repair, maintenance, services (training, assessments), and extended warranties(apps.legislature.ky.gov).
Who Can Apply
Individuals with permanent disabilities (not temporary), aged 18+, Kentucky resident for ≥6 months(apps.legislature.ky.gov).
Non-profits serving Kentuckians with disabilities, if technology benefits clients/employees(apps.legislature.ky.gov).
Verification of Disability
Via medical documentation or enrollment in SSDI, Medicaid, IEP, etc.(apps.legislature.ky.gov).
Application Requirements
Personal info, disability details, device description and justification, cost estimate, income, expenses, credit info, waivers(apps.legislature.ky.gov).
Loan Details
Amount: $500–$50,000 (up to $15,000 for home modifications).
Term: 1–10 years or device lifespan.
Borrower holds title, board/lender may require insurance, borrower handles maintenance(apps.legislature.ky.gov).
Priority & Confidentiality
Priority: first-time individual borrowers, followed by repeat, then non-profits(apps.legislature.ky.gov).
Applications are confidential; personal identifying info is withheld during review.
Process Overview
Submit application with documentation to KATLC in Frankfort.
Board may request evaluations or multiple quotes.
Lenders perform credit checks—the KATLC board can override rejections for valid reasons.
Decision communicated within 15 days; applicants may appeal within 7 days(apps.legislature.ky.gov, resources.hdiuky.org).
✅ Additional Context
The KATLC program is administered by the Education & Workforce Development Cabinet.
Operates in partnership with qualified lenders statewide (e.g., Fifth Third Bank)(regulations.justia.com).
📅 Effective Dates & History
Regulation first enacted October 12, 1998.
Amended February 1, 2013; January 6, 2017; administrative change February 12, 2020.
🔍 Need More?
Want the full text or precise wording of 789 KAR 1:010?
Interested in application forms, interest rates, or lender agreement details?
Let me know—happy to pull it up from the Kentucky LRC site or walk through specific provisions.
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