Washington Administrative Code Title 415 - Retirement Systems, Department of
Washington Administrative Code (WAC) Title 415 – Retirement Systems, Department of
WAC Title 415 governs the rules and regulations administered by the Department of Retirement Systems (DRS) in Washington State. This title provides detailed procedures, eligibility criteria, benefit structures, and administrative processes for the state's public retirement systems.
Key Areas Covered:
Public Retirement Plans:
PERS (Public Employees' Retirement System)
TRS (Teachers’ Retirement System)
SERS (School Employees’ Retirement System)
LEOFF (Law Enforcement Officers' and Fire Fighters' Retirement System)
WSPRS (Washington State Patrol Retirement System)
PSERS (Public Safety Employees’ Retirement System)
Membership and Eligibility:
Rules on who qualifies for each retirement system.
Procedures for joining and maintaining membership.
Service Credit and Contributions:
How service credit is calculated.
Member and employer contribution rates and requirements.
Retirement and Benefits:
Normal, early, and disability retirement provisions.
Calculation of benefits, annuities, and payment options.
Survivor and beneficiary rules.
Deferred Compensation Program (DCP):
Optional savings program for public employees.
Investment options and withdrawal rules.
Administrative Procedures:
Appeals, audits, and corrections.
Employer reporting requirements.
Rules for reemployment after retirement.
Portability:
Provisions for members transferring between systems.
Purchasing Service Credit:
Guidelines for buying back service time (e.g., military service, unpaid leave).
Example Chapters from Title 415:
WAC 415-104 – Law enforcement officers and firefighters (LEOFF).
WAC 415-110 – Teachers’ Retirement System (TRS).
WAC 415-112 – Public Employees' Retirement System (PERS).
WAC 415-501 – Deferred Compensation Program.
WAC 415-02 – General provisions applicable across systems.
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