Nevada Administrative Code Chapter 684A - Adjusters
Here’s a comprehensive overview of Nevada Administrative Code (NAC) Chapter 684A – Adjusters, covering key regulatory requirements for licensing, education, ethics, and more:
🎓 Licensing Requirements
Exam Score Requirement (NAC 684A.300): Applicants must score 70% or higher on the adjuster licensing examination unless exempted
Pre‑licensing Education (NAC 684A.200): Completion of a Commissioner‑approved course (for the relevant insurance line) within 2 years prior to application is mandatory
🔄 Continuing Education & Renewal
Continuing Education (NAC 684A.400):
Must complete 24 hours of approved continuing education every 3‑year licensing cycle.
At least 3 hours must focus on ethics.
CE must align with your specific line of authority
⚖️ Ethics & Standards of Conduct (NRS 684A.165)
Note: This component is governed by the Nevada Revised Statutes, but NAC reiterates adherence. Key rules include:
Be honest and fair with all parties.
Provide prompt, courteous, objective service.
Do not offer legal advice or engage insureds who are represented without consent.
Respect privacy and data security laws.
Clearly identify yourself and your employer.
Avoid conflicts of interest, especially regarding salvage with written authority (
❗ Common Administrative Rules
Although regulated by statute rather than NAC, these are essential to understand:
License types: Includes independent, public, company, staff, and associate adjusters (NRS 684A.030)
Automobile body shop ownership is prohibited for licensed adjusters (NRS 684A.055) .
💡 Practical Snapshot
| Area | Requirement |
|---|---|
| Exam | ≥ 70% pass score on licensing exam |
| Pre‑licensing | Approved course completed within past 2 years |
| CE (3-year) | 24 hrs total, incl. ≥3 hrs ethics |
| Ethics | Honesty, no legal advice, conflict avoidance |
| License limits | One type only, no body shop interest |
✔️ Summary
To comply with NAC 684A, ensure you:
Study and pass the adjuster exam (≥ 70%).
Complete approved pre‑license education timely.
Accumulate 24 continuing education hours per cycle, including ethics.
Understand and follow the adjuster code of conduct thoroughly.
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