Wyoming Administrative Code Agency 031 - Collection Agency Board

Here’s a detailed overview of Agency 031 – Collection Agency Board in the Wyoming Administrative Code:

🏛️ Agency Structure & Scope

Agency 031 governs the licensing and regulation of collection agencies in Wyoming. It’s organized under Sub-Agency 0001, which contains the foundational rules for the board’s operation (regulations.justia.com).

The structure is divided into five key chapters (Wyo. Code R. agency 031, Subagency 0001):

Chapter 1 – General Provisions

Chapter 2 – Licensing

Chapter 3 – Operation

Chapter 4 – General Conduct

Chapter 5 – Practice & Procedure before the Board (regulations.justia.com)

📋 Chapter Highlights

Chapter 1: General Provisions

Requires collection agencies and resident managers to comply with board rules and Wyoming Statutes § 33‑1‑101 through § 33‑11‑116 (law.cornell.edu).

Agencies must provide printed or online copies of the statutes and board rules—free for state agencies and licensees, or $25 for others (law.cornell.edu).

Chapter 2: Licensing

Details application procedures, license issuance and renewal, bond and fee requirements. (Specifics are outlined under Licensing in Sub‑Agency 0001.) (regulations.justia.com)

Chapter 3: Operation

Governs day-to-day business conduct of collection agencies. These are covered in the Operations chapter. (casetext.com)

Chapter 4: General Conduct

Addresses ethical standards, use of trade names (“desk names”), solicitation practices, consumer list usage, intimidation tactics, and compliance with the Fair Debt Collection Practices Act (law.cornell.edu).

Includes § 4‑3 on solicitation regulations (casetext.com).

Chapter 5: Practice & Procedure Before the Board

Establishes rules for formal proceedings: hearings, administrative processes, and appeals.

🔗 Statutory Basis & Board Oversight

The board’s regulatory authority stems from Wyoming Statutes § 33‑11‑101 to 116—the core Collection Agency Act (wyomingcollectionagencyboard.wyo.gov).

The board is part of Wyoming’s Division of Banking and acts as the licensing, regulatory, and disciplinary body for collection agencies (wyomingcollectionagencyboard.wyo.gov).

✅ Summary Table

Chapter

Focus Area

1

General provisions, statutory compliance

2

Licensing, fees, bonds, issuance procedures

3

Business operation standards

4

Ethical conduct, solicitation rules, FDCPA

5

Administrative hearing and appeal processes

📌 How It All Connects

Chapter 1 connects board rules to state law and sets compliance expectations.

Chapter 2 licenses agencies to operate legally in Wyoming.

Chapter 3 regulates actual business methods.

Chapter 4 ensures fair treatment of consumers and prohibits unethical debt-collection tactics.

Chapter 5 establishes due process for disciplinary or licensing matters.

 

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