3. Framing of scheme.—(1) The Central Government shall formulate and notify, from time to time,
suitable welfare schemes for unorganised workers on matters relating to—
(a) life and disability cover;
(b) health and maternity benefits;
(c) old age protection; and
(d) any other benefit as may be determined by the Central Government.
(2) The schemes included in the Schedule 1 to this Act shall be deemed to be the welfare schemes
under sub-section (1).
(3) The Central Government may, by notification, amend the Schedules annexed to this Act.
(4) The State Government may formulate and notify, from time to time, suitable welfare schemes for
unorganised workers, including schemes relating to—
(a) provident fund;
(b) employment injury benefit;
(c) housing;
(d) educational schemes for children;
(e) skill upgradation of workers;
(f) funeral assistance; and
(g) old age homes.
4. Funding of Central Government Schemes.—(1) Any scheme notified by the Central
Government may be—
(i) wholly funded by the Central Government; or
(ii) partly funded by the Central Government and partly funded by the State Government; or
(iii) partly funded by the Central Government, partly funded by the State Government and partly
funded through contributions collected from the beneficiaries of the scheme or the employers as may
be prescribed in the scheme by the Central Government.
(2) Every scheme notified by the Central Government shall provide for such matters that are
necessary for the efficient implementation of the scheme including the matters relating to,—
(i) scope of the scheme;
(ii) beneficiaries of the scheme;
(iii) resources of the scheme;
(iv) agency or agencies that will implement the scheme;
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(v) redressal of grievances; and
(vi) any other relevant matter.